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Privacy Policy & Terms of Use for Birdie Bank

Effective date: April 24, 2026

Overview

Birdie Bank ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit www.birdiebank.app or use the Birdie Bank mobile application, available on the Apple App Store and Google Play.

Information we collect

We collect information you provide directly to us, including:

  • Email address — when you join our waitlist or contact us
  • Account information — name, username, and handicap when you create an account in the app
  • Round and game data — scores, wagers, and settlement information you enter during play
  • Device information — basic device type and operating system for app functionality
  • Sign-in method — if you use Apple Sign In or Google Sign In, we receive only the information those services provide (typically name and email), subject to their own privacy policies

We do not collect payment card numbers, bank account numbers, or financial credentials. Settlement payments are handled directly between players via third-party services (Venmo, CashApp, Zelle).

How we use your information

  • To operate and improve the Birdie Bank app and website
  • To send launch announcements and product updates (waitlist emails only)
  • To respond to your questions or support requests
  • To understand how the app is used so we can make it better

Sharing your information

We do not sell your personal information. We do not share your data with third parties except:

  • Service providers — such as Formspree for email form processing, subject to their own privacy policies
  • Legal requirements — if required by law or to protect the rights and safety of our users
  • App store platforms — Apple App Store and Google Play have their own privacy practices governing app distribution and in-app purchases. Please review Apple's and Google's privacy policies for details.

Data retention

We retain your information for as long as your account is active or as needed to provide services. You may request deletion of your data at any time by emailing info@birdiebank.app.

Cookies

Our website uses minimal cookies for basic functionality. We do not use tracking cookies or serve third-party advertising.

Children's privacy

Birdie Bank is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it.

Changes to this policy

We may update this Privacy Policy from time to time. We will notify waitlist subscribers of significant changes via email. Continued use of the app after changes constitutes acceptance of the updated policy.

Contact us

Questions about this Privacy Policy? Email us at info@birdiebank.app.

Effective date: April 24, 2026

Acceptance of terms

By accessing www.birdiebank.app or using the Birdie Bank mobile application, you agree to these Terms of Use. If you do not agree, please do not use our services.

What Birdie Bank is

Birdie Bank is a scorecard and wager-tracking tool for casual, friendly golf games. It helps groups track scores, calculate who owes what based on agreed-upon wagers, and settle up using third-party payment apps. Birdie Bank does not hold, transfer, or process any money. All financial transactions occur directly between users outside of the app.

Friendly wagers only

Birdie Bank is designed for social, informal wagering between friends — the kind that has always been part of recreational golf. Users are solely responsible for ensuring their use of the app complies with all applicable local, state, and federal laws. Birdie Bank is not a gambling platform, does not operate as a bookmaker, and does not take any percentage of wagers.

User responsibilities

  • You must be at least 18 years of age to use Birdie Bank
  • You are responsible for the accuracy of scores and wager information you enter
  • You agree not to use the app for any unlawful purpose
  • You agree not to attempt to reverse engineer, copy, or redistribute any part of the app

No financial liability

Birdie Bank is a tracking and calculation tool only. We are not responsible for any wager disputes, unpaid amounts, or financial disagreements between users. All settlement decisions are made solely by the users involved.

Intellectual property

All content, branding, and code associated with Birdie Bank is owned by Birdie Bank (operated by Pars & Portfolios) and protected by applicable intellectual property laws. The Birdie Bank™ name and logo are pending trademark registration (Serial No. 99764064) with the United States Patent and Trademark Office. You may not use our name, logo, or content without written permission.

Disclaimer of warranties

Birdie Bank is provided "as is" without warranties of any kind. We do not guarantee uninterrupted service, error-free operation, or the accuracy of any calculations. Use the app at your own discretion.

Limitation of liability

To the fullest extent permitted by law, Birdie Bank shall not be liable for any indirect, incidental, or consequential damages arising from your use of the app or website.

Changes to these terms

We may update these Terms of Use at any time. Continued use of the app after changes constitutes your acceptance of the revised terms.

Governing law

These terms are governed by the laws of the State of California, without regard to conflict of law principles.

Contact us

Questions about these Terms? Email us at info@birdiebank.app.

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